Welcome To My Credit Counsel
At My Credit Counsel, we believe that your credit should be a tool for opportunity—not a barrier. Founded with a mission to empower individuals and families, we provide expert credit repair services that help you regain control of your financial future. Whether you're looking to qualify for a car loan, buy a home, or simply improve your score, our team is here to guide you every step of the way.
We specialize in legally disputing inaccurate, outdated, and unverifiable items on your credit reports while also helping you build positive credit habits that last. What sets us apart? Compassion, transparency, and results. We don’t believe in quick fixes or false promises—we believe in real progress.
Our approach is personalized, our support is ongoing, and our goal is simple: to help you unlock the financial freedom you deserve.
TRY IT RISK FREE
90-Day 100% Money Back Guarantee
If you are not satisfied, just tell us why and we will refund your money.
This guarantee is effective for 90 days from date of enrollment and is not meant to imply a guarantee of a specific outcome. Refund policy expires 90 days from date of enrollment. Refund shall not exceed the amount you have paid to us during the first 90 days of your membership.
We’ve Been Voted #1 In Customer Service!
At My Credit Counsel, we believe great credit starts with great service. From the moment you reach out, our team is committed to providing personalized, judgment-free support tailored to your unique credit journey. Whether you're rebuilding after financial hardship, recovering from identity theft, or simply trying to boost your score for a major purchase, we walk with you every step of the way.
We pride ourselves on transparency, education, and results. You’ll always know what we’re doing, why we’re doing it, and how it impacts your credit. Our experts respond promptly, communicate clearly, and go above and beyond to make sure you feel empowered—not overwhelmed.
Because when it comes to credit repair, service isn't just important—it's everything.
We Are The Worlds #1 Credit Repair Experts
With years of proven success and thousands of lives changed, we’ve earned our reputation as the world’s leading credit repair experts. Our team combines deep knowledge of credit laws, cutting-edge dispute strategies, and unmatched customer support to deliver real, lasting results. Whether you're facing collections, charge-offs, late payments, or bankruptcies, we know how to tackle even the toughest credit challenges.
We don’t just fix credit—we educate, empower, and transform financial futures. When you work with us, you’re not just getting a service—you’re gaining a partner who’s committed to your success.
Frequently Asked Questions
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How do I get started?
You can Sign Up right now and then follow our easy instructions on getting your free credit reports. Once we have your reports we will complete our analysis and start the dispute process.
Learn more: How it Works
What is the cost?
Your first payment will be six days after enrollment. Monthly recurring charges begin a month later.
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Is there a charge for credit reports?
No. Upon signup we will assist you in getting your free credit reports. Credit reports are from third-party providers, they are always free, there is no trial period, and getting them will never harm your scores.
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Are upgrades ever needed?
No. You will never need to pay more for extra services. If you need it, we’ve got you covered.
Our services include a detailed analysis to note the issues that are harming your credit, personalized credit score improvement tips, ongoing dispute letters sent to the credit bureaus – and more!
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What is your dispute cycle?
We use a 35-day dispute cycle, which is at least 10 days faster than other companies.
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